Practice Areas

Administrative Law

Today, many complex legal issues are handled by administrative agencies or legislatively, rather than in the courts. The attorneys at William Balaban & Associates, LLC have extensive experience representing clients before numerous administrative agencies and venues, as well as in related appeals.

Specific areas of practice include:
Administrative Hearings
The attorneys at William Balaban & Associates, LLC have widespread experience in the area of administrative law, with a particular emphasis on the insurance industry, including agency terminations under Act 143, Section 1033 waiver requests, policy cancellation matters, and other administrative proceedings of various types. We have also appeared on behalf of our clients before numerous other administrative agencies, including the Department of Labor and Industry, the Department of Environmental Protection, the Department of Banking, the Department of State, the Department of Revenue, the Environmental Hearing Board, and the Public Utility Commission.
Disciplinary Proceedings
William Balaban & Associates, LLC provides legal counsel and, when necessary, representation with respect to disciplinary proceedings before various state agencies, including the Pennsylvania Department of Insurance and the Pennsylvania Department of State.
Forms, Rates and Regulatory
Our attorneys assist insurers, self-insured trusts and others subject to regulatory oversight in the preparation and filing of forms and rates for approval by the Pennsylvania Insurance Department. We also counsel clients routinely with respect to regulatory requirements applicable to those forms and rates. In addition, we are routinely asked to prepare and file on behalf of our clients Form “A”s, Form “B”s, Form “D”s, and many others as required under the Pennsylvania Insurance Holding Company Act.
Insurance and Reinsurance Agreements
Our wealth of experience in insurance and reinsurance matters provides a thorough background to successfully meet the goals of our clients with respect to the negotiation and preparation of agreements of various types, including general agency agreements, MGA agreements, reinsurance agreements, program administrator agreements, reinsurance commutation agreements, etc. We routinely are involved in resolving disputes of various types that develop with respect to insurance and reinsurance contracts.
We routinely are involved in resolving disputes of various types that develop with respect to insurance and reinsurance contracts.
Insurance Company Rehabilitations and Insolvencies
Our attorneys have for years represented clients in insurance company rehabilitations, insolvencies and liquidations filed in the Commonwealth of Pennsylvania. We have represented our clients throughout the course of these proceedings, including preliminarily with respect to the filing of proofs of claim, as well litigating these matters to conclusion through the appellate courts of the Commonwealth of Pennsylvania. We also have successfully negotiated favorable settlements in these matters on behalf of several clients with significant claims against the insolvent estates.
Insurance Coverage and Bad Faith
William Balaban & Associates, LLC routinely provides its clients with advice and guidance with respect to insurance coverage and bad faith issues pertaining to policies of various types, including general liability, directors and officers, errors and omissions, excess and umbrella, etc. Drawing on our extensive knowledge of the industry issues, we provide coverage opinions and advice (and litigation services, such as declaratory actions) on behalf of our clients.
Insurance Regulatory Law
The attorneys of William Balaban & Associates, LLC regularly represent insurance companies, insurance producers, and other insurance industry participants in the full range of matters arising in the complex world of insurance and reinsurance. We handle company formations and licensing issues, and also represent clients with significant claims in insurance company rehabilitations and insolvencies. We also represent our clients in connection with market conduct examinations and enforcement actions, sales and purchases of companies and businesses, and various other matters.

Our extensive insurance regulatory practice involves our Firm’s regular interaction with the regulatory, legislative and administrative bodies within the Commonwealth of Pennsylvania and elsewhere, allowing us to develop relationships with each of the areas in which our clients may need guidance or assistance. Recognizing the importance of doing so, we are active in several organizations that focus specifically on the insurance industry and its constantly evolving regulatory and business environment, including the National Association of Insurance Commissioners (“NAIC”) and the Federation of Regulatory Counsel (“FORC”).
Legislation and Regulations
On behalf of our clients, we have worked with agencies and the legislature with respect to regulations and laws that directly impact our clients’ businesses.
Market Conduct Examinations and Enforcement Actions
Williams Balaban & Associates, LLC routinely is called upon by its clients to assist with market conduct examinations and enforcement actions conducted by the Pennsylvania Insurance Department. Our representation in these matters consists of helping our clients understand the procedure and the issues involved, including litigating, when appropriate, issues that arise during the course of the examination.
Organization and Licensing
William Balaban & Associates, LLC provides a full range of legal services relating to the organization and licensing of insurance companies, insurance producers, and other insurance industry participants, with an eye towards maximizing an entity’s ability to achieve its business goals.
Sales and Purchases
William Balaban & Associates, LLC has extensive experience representing clients involved in the sale and purchase of insurance companies, brokerages and similar entities. We not only assist with the negotiation and documentation of these transactions, but also prepare the necessary regulatory filings required to consummate the deals, including Form “A” if required.
Tax Matters
The attorneys at William Balaban & Associates represent clients with respect to state and local tax matters. As part of this practice, our attorneys have appeared on behalf of clients before the Pennsylvania Department of Revenue, the Board of Appeals, the Board of Finance and Revenue, and the Commonwealth Court in matters involving trusts and estates, income and sales/use tax. Additionally, we have prepared filings of various types in connection with our work in this area, including petitions for refund, petitions for reassessment, and petitions for review.
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"Superior talent, great service, outstanding results."

Practice Areas

Administrative Law Corporate and Transactional Law General Litigation


William R. Balaban, Esquire Matthew D. Coble, Esquire
Balaban Logo Governors’ Row
27 North Front Street
Harrisburg, PA 17101-1606
Phone: 717-695-2901
Facsimile: 717-695-7914
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